Well, I had THE talk with both my kids last night. It went off well considering...
My 16 year old daughter's reaction was "I HAVE to work??!!" Then she followed that with a long whine..."but MOMMMMM". I guess lazing around, watching tv and chatting with friends online are tiring and satisfying work....who knew?
The other choice was to march her to McDonald's and put in an application for part time work (which she is considering). If she takes that route, I'll give her two months or less before she will BEG to do things my way.
My son, the 12 year old, on the other hand was more willing. Even volunteered to give up some of his video games and such that he no longer plays with. Also rummaged through his closet and found all kinds of goodies he no longer uses. He did hint that he would like to "be in on the action". So, we came to a compromise...10% of sales is his to keep as pocket money. This of course caught the attention of my daughter, but she is bull headed enough to keep quiet until she just can't stand it anymore. I think I'll help the process along by decreasing their allowance, or would that be too evil? MUHAHAHA
How can two siblings be SO different?
Guess I'll go from the "coolest mom in the whole neighborhood" to "slave driver of kids and tightwad mom from hell".
I think I busted our monthly groceries and misc budget today. Went to WalMart to shop for basic needs..paper goods etc...and ended up leaving the place $65.50 poorer. I have to remember next time to just take $20! I did pick up some things on sale, which I know I will need later on in the coming months and I've never seen these on sale before...so I need to think of it as an investment of some sort (with a return of 33%, since they were buy a box of 40 and get 20 free). Wouldn't it be great if all our investments can yield 33%?
I like to use the "cash in evelope method" as it's helped to pull my family out of debt about six years ago. We've been debt free (except for the mortgage) ever since and will not buy anything unless the money is there saved already. I would HIGHLY recommend this method for anyone who is struggling to get out of debt.
I'm a miserable failure...I didn't look into Vonage last night as I intended....UGH...I hate feeling this way. Somebody smack me! Okay, okay...TONIGHT I will look into Vonage...
So far:
November: $0 saved for paying off mortgage.
Mortgage balance: $405,760
Who are you and where's my mom!!
November 17th, 2005 at 08:29 pm
November 17th, 2005 at 08:33 pm 1132259593
November 17th, 2005 at 09:12 pm 1132261976
Good luck!
November 17th, 2005 at 11:16 pm 1132269415
November 18th, 2005 at 05:00 am 1132290023